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Privacy Policy
The MorningstarAdvisor.com Web Site is designed to help you make the best possible investment decisions. We're committed to providing independent, insightful investment information. We want you to be able to take advantage of MorningstarAdvisor.com's tools and information with complete confidence. Our Privacy Policy outlines what information we gather about you, how we use it, and your choices about the information you share with us.

What Information Do We Collect and How Do We Use It?

When registering for the Web site, you will be asked to complete a registration form that requests personal and professional information. Some examples of information that we request include names, addresses, e-mail addresses, and professional designations and licenses. In the future, if you subscribe to any paid service or purchase any products on the Morningstar Web site, we also need credit card information. We use your name, address, and e-mail address to contact you about MorningstarAdvisor.com and to send you information about other Morningstar products. We also offer some well-screened partners the opportunity to share information about products and services that we think might be of interest to you. You can choose during the registration process whether to receive this information from Morningstar and our partners. Details on how to control the use of your information are found below, under How to Control or Change Your Profile Information. The demographic and user profile information that we collect may be used in aggregate, or we may share you membership information with our sponsors and use it to enhance the site by creating content and functionality that best serves the needs and interests of our membership. Morningstar shall have the right to use and disclose any information provided by you through this Web site (including but not limited to information provided through e-mail) or made available through your use of this Web site, for any lawful purpose, unless you indicate otherwise in the Membership area of the Web site or during the registration process. In no event shall you be entitled to any compensation for the use of any of this information.


How Is Financial Information Used and Protected?
We recognize that your financial information is very sensitive, and protecting the privacy of this information is a top priority for us. The income demographics that we share with sponsors are aggregated from the registration forms; that is, they are not used on the individual level.

What About Cookies?
Cookies are small pieces of information that are stored on your computer's hard drive for record-keeping purposes. The use of cookies is an industry standard, and many major Web sites use them to provide useful features for their customers. Cookies do not identify users personally; instead, they identify a user's computer. By allowing us to monitor the traffic on MorningstarAdvisor.com, cookies help us to provide our audience with the information and tools that will be most useful. Of course, you can choose not to accept the cookie by adjusting your browser settings, but note that if you do, you will need to sign in to the site each time you visit. The "Web Site" does contain links to other sites that may contain cookies. In the same way that we can not be responsible for the privacy practices of these sites, we cannot control their use of cookies.

Links to Other Sites
To bring you the most complete resource for investment information and services, the "Web Site" contains links to other sites. In some cases, we will share demographic information on our members with sites that link to the "Web Site," but again, this information is shared on an aggregate basis only. In some cases, you will be required to register with a site that links to MorningstarAdvisor.com in order to take advantage of that company's service. We cannot be responsible for the privacy practices of these sites; you should refer to these sites' privacy policies for details.

How to Control or Change Your Profile Information
During the registration process, you are given the opportunity to opt out of receiving communications from either Morningstar or other companies with which Morningstar has relationships. You can change this preference at any time by editing your Membership information in the Membership section of the site. You can also change or edit any information you've provided in your registration and Membership information by visiting the Your Membership Information section of the Membership area. Since this information is password protected, you will be required to enter your user name and password to make any changes. Every time we send you an e-mail communication, information on how to stop receiving e-mail from the "Web Site" is included. You can stop mail from the "Web Site" by sending an e-mail message to nomail@mail.morningstar.net. Any changes to our policy concerning the use of your information will be posted in the Membership area of the site. If you have further questions about this Web Site's privacy practices or this Privacy Policy, please contact advisorsupport@morningstar.com.